💳✨ Understanding Credit & Borrower Readiness (for Real Estate Agents)
Because pre-approvals are smoother when we spot the red flags early. 😌✅
Credit doesn’t have to feel like a mystery, a minefield, or a “uhhh… let me ask my lender” moment 😅
In this Zoom session, Frank is breaking down what actually impacts approvals — credit scores, debt-to-income ratios, and credit history — so you can set realistic expectations early, guide clients toward pre-approval success, and avoid surprises that derail deals.
You’ll walk away with clearer language, better questions to ask, and a stronger ability to support buyers without crossing compliance lines. 🙌
EVENT DETAILS
📅 Date: Thursday, April 9th
⏰ Time: 6 PM
💻 Location: Zoom - www.kwgzoom.com
🎤 Instructor: Frank Young, Loan Officer & Branch Manager, PRMI (Lending Partner)
What You’ll Learn
In this practical deep dive, we’ll cover:
What credit scores really reflect (and what moves the needle)
What actually impacts scores and how small changes make a difference.
Debt-to-Income (DTI) basics + how it affects buying power
How DTI is calculated and why it directly impacts loan approval.
Credit history red flags agents can spot early
Early warning signs that can quietly hurt a deal.
Common readiness issues that can delay or deny approvals
Common obstacles that slow down or block financing.
How to set expectations with clients confidently + professionally
Clear conversations that build trust and set realistic outcomes.
How to guide clients toward success without crossing compliance lines
Support clients properly while staying within guidelines.
Who Should Attend
This class is a great fit if you:
Work with buyers (or want to start!) and want to feel more confident in financing convos
Have clients who “seem ready” but something feels… off
Want to avoid last-minute surprises that cause delays, stress, or lost deals
Want better questions to ask lenders + stronger language to use with clients
Want to help your buyers get pre-approved faster and smoother
Whether you’re newer or seasoned, this session will help you show up more prepared — and keep your pipeline moving. 🔥
ABOUT THE INSTRUCTOR
Frank Young has been a mortgage professional since 1996 and has built a 100% referral-based business rooted in relationships, trust, and top-tier service.
Known for his attention to detail and client-first approach, Frank helps agents and buyers navigate the mortgage process with clarity and confidence - and he’s here to make sure you feel just as confident when you’re guiding the conversation. 💪
Want fewer lender surprises and more confident buyer consults? 😮💨➡️😎
This session is part of our ongoing mortgage education series designed to help KWG agents work smarter, protect the deal, and serve clients at a higher level.
