Winning with Down Payment Assistance
Help more buyers get into homes by understanding the most common DPA programs, who qualifies, and how to structure offers using them.
Down Payment Assistance (DPA) programs can be a game changer for buyers who feel priced out, especially in a competitive market. In this session, Kaoru Forbess will break down the most common local and statewide DPA options, including eligibility requirements, income limits, credit guidelines, and how these programs work with FHA, VA, and conventional loans.
You’ll walk away knowing how to identify ideal DPA candidates, set realistic expectations, and confidently structure offers using DPA so your clients can compete and win.
EVENT DETAILS
📅 Date: Tuesday, February 17, 2026
⏰ Time: 11 AM – 12 PM
📍 Location: KW Gateway – 8015 Corporate Dr, Ste C, Nottingham, MD 21236
Instructor: Kaoru Forbess, Loan Officer, PRMI (Lending Partner)
WHAT YOU’LL LEARN
Eligibility basics: income limits, credit guidelines, occupancy rules (no guessing)
Understand the rules so you can guide buyers with confidence.
The most common local and statewide Down Payment Assistance (DPA) programs and what actually matters
Know which programs to focus on and which details truly impact your buyers.
How DPA works with FHA, VA, and conventional loans
Know which programs to focus on and which details truly impact your buyers.
How to structure offers using DPA (and avoid the “oops” moments)
Build clean offers that stand up in competitive markets.
What buyers need to know about timelines, paperwork, and approvals
Set expectations early and keep deals moving smoothly.
How to quickly identify which clients are the best fit for DPA
Spot ideal candidates before writing the offer.
Who Should Attend
This class is for you if you work with:
First-time homebuyers
Buyers with solid income but limited cash to close
Clients who say “I don’t think I can buy yet…”
Agents who want to expand their buyer toolbox
Anyone who wants to feel more confident talking financing with clients
About The Instructor
Kaoru Forbess is a lending partner with PRMI and specializes in helping buyers navigate financing options, including Down Payment Assistance programs, to make homeownership more accessible.
Ready to help more buyers win? 🏡💥
Down Payment Assistance can open doors for clients who think homeownership is out of reach. Learn how to use it confidently and correctly in this hands-on session.
